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PRIVACY POLICY
IMPORTANT -- PLEASE READ
This Privacy Policy describes the terms of our commitment to your
privacy.
PERSONS OR PARTIES COVERED This Privacy Policy is intended
to cover all visitors to this website, all subscribers to lists or newsletters
whether paid or unpaid, all members or affiliates whether paid or unpaid,
and all customers. Persons who visit or view this website, whether intentionally
or unintentionally, whether solicited or unsolicited, are described
herein as "Visitors" and are parties to this Privacy Policy. Subscribers
to lists or Newsletters are referred to herein as "Subscribers" and
are parties to the Privacy Policy. Persons who join an organization
or marketing endeavor (e.g. "affiliates") promoted by this website are
called "Members" herein and are covered by this Privacy Policy. Finally,
anyone who orders, attempts to order, or receives a product sold (recipients)
or advertised on or delivered from this website, even at no cost, is
called a "Customer" herein and is subject to this Privacy Policy not
only by passive acceptance, but by virtue of the Purchase Agreement
contract. The website, its agents, owners, operators, and employees
are referred to collectively herein as "Website," "Site," and/or "Seller".
PERSONS EXCLUDED FROM THIS WEBSITE ARE STILL COVERED
In the event that a person excluded from this website because of
the Terms of Use or from denial of service by the website, who nonetheless
unlawfully views this site, that person remains subject to the terms
of this Privacy Policy and is in violation of the Terms of Use.
PERSONS UNDER 18 YEARS OF AGE ARE EXCLUDED FROM THIS WEBSITE
This website is not lawfully accessible to persons under the age
of 18 or who are otherwise covered by the provisions of the Child Online
Privacy Act of 1998 (COPA). If you are under the age of 18 you must
leave this site immediately. Fraudulent use of this website may make
you subject to civil or criminal sanctions.
VIEWING AND/OR USE AND/OR COMMUNICATION IS CONSTRUED AS ACCEPTANCE
OF THE TERMS OF THIS POLICY
Acceptance of the terms of this Privacy Policy is a portion of the
consideration required for your right to visit the website. If you do
not accept these terms, you have no right to visit this site and you
are fraudulently using this site.
A NOTE TO CALIFORNIA RESIDENTS (ONLINE PRIVACY PROTECTION ACT
OF 2003 --OPPA)
It is the intent of the Privacy Policy to comply with the California
Act. Various provisions throughout this Privacy Policy address requirements
of the act. In summary, you must presume that we collect electronic
information from all visitors. This is not usually personally identifiable.
If you purchase a product or service via this website (and thereby become
covered by the Act), the purchase agreement you electronically sign
prior to purchase allows the website to collect and archive all the
personal information you provide and to transmit and/or transfer that
personal information to third parties. There is no way you can modify
this information and you have no right to do so. Under the terms of
the purchase agreement, you have no right to view or receive any information
about our database. In the event that the website, under advice of counsel
agrees to divulge information, the requesting party must submit whatever
information is demanded by the website in insure that the website is
releasing information to the correct party. Other provisions of the
OPPA may exempt this website from complying. While we take measures
to ensure that outside parties do not have access to any information
we have about you, we do not warranty that outside parties will not
breach our system and thus have access to your information. (You should
know that merchant service providers do not allow us access to your
credit card information.) This Privacy Policy also is subject to change
without notice. You are required to read it prior to using the website.
By interacting with the website you agree to the terms and conditions
of the Privacy Policy. By using the website or purchasing a product
through this website, you waive the right to use state or federal court
systems to address complaints and, instead, agree to use the American
Arbitration Association located in a city and county specified herein.
ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT
IS USED
This website routinely collects information about its visitors, subscribers,
members, and customers. This information is obtained in various ways,
such as:
VISITOR, SUBSCRIBER, MEMBER, OR CUSTOMER INFORMATION OBTAINED
FROM 'REGISTRATION'
Registration means that the Visitor, Subscriber, Member or Customer
takes active, positive steps to communicate information to this website.
This can include pages or 'pop ups' where you register for a newsletter
or subscribe to a mailing list; it can include your participation in
visitor surveys; it can include requesting information from the website
via email, mail, or courier; it may be from joining an affiliate program
or other membership organization, paid or unpaid; it may be from ordering
a product.
Occasionally complete credit card information may be provided to
the website via fax or a fill-in form rather than regular secure merchant
service processing. This information is kept at the highest level of
security and is never divulged to anyone except the merchant service
provider or for the purpose of communication with the customer.
ONLINE ORDERING
Online ordering via SSL encrypted communication provided by shopping
cart services supporting merchant service companies like Visa and Master
Card provides information to the website but does not provide complete
credit card numbers. In the process of online ordering, the customer
provides, name, address, city, state, email address, phone number, CVV2
(back of card) number, and, occasionally a member password. You should
consider all this information available to the website. This information
is used to deliver the product, but under the Purchase Agreement you
also approve its use for general solicitation purposes.
VISITOR EMAIL INQUIRIES
Website visitors who wish to communicate with the website do so under
two conditions: one, they give their permission for contact by the website;
two, they are subject to any ‘submission’ provisions of the Terms of
Use, Purchase Agreement, or this Privacy Policy. While your email address
may or may not be used to solicit you, it is added to the website's
general solicitation database.
CUSTOMER EMAIL OR TESTIMONIALS
If you are a customer and send an email to the website, or if you
communicate with the site by phone or mail, the website collects information
about your communication and by communicating with the site you give
your permission to collect, archive, retrieve, and otherwise use any
information collected as the site sees fit.
Any communication which, in its sole discretion, the site deems to
be a testimonial, may be publicized for commercial purposes.
INFORMATION OBTAINED FROM VISITOR INTERACTION WITH BANNERS, POPUPS,
OR SITE ADVERTISERS
Visitors clicking on banners or pop-ups or hyperlinked advertising,
appearing on this website must assume that information is being collected
about them. This site is not responsible for the use of information
collected in such a fashion. Visitors must assume that (1) information
will be collected, (2) that ‘cookies’ will usually be placed on their
hard drive, (3) that website does not have any control over what happens
with this information, (4) that website takes no responsibility over
the accuracy or content of advertisers, (5) that website is not responsible
for downloads from third party advertisers that contain viruses or worms
or other computer code that causes their computer or software harm,
and (6) that website assumes no responsibility for the data that is
garnered from the click itself or that the advertiser collects.
INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS
If you send a friend an email from this site or if you send the url
or one of our web pages to a friend, you must assume that some data
is collected about your IP address or your email address and that of
your friend. You must assume that referred emails or web pages may appear
to come from your email. You must accept fully responsibility for referring
pages or email to a friend and agree to indemnify this site for any
damage, intentional or unintentional that results from said referrals.
INFORMATION OBTAINED FROM VOLUNTARY VISITOR, SUBSCRIBER, MEMBER
OR CUSTOMER SURVEYS
Unless otherwise specified in the survey, you must assume that any
information provided to the website as part of a survey in which you
participate may be used for general solicitation for commercial purposes
and that such information will be shared with joint venture partners,
affiliates, marketing organization or used by the site itself for product
design or solicitation purposes.
INFORMATION OBTAINED FROM ELECTRONIC MEANS AND 'COOKIES'
Many websites, including this one, collect information about your
computer, your email address, your IP address. You must assume that
your web-viewing or web-use activity is monitored, tracked, and information
collected. This information is not usually of a personal nature, but
it may help define your viewing habits and product preferences even
though the website may or may not have any idea who you are.
"Cookies" is web jargon for bits of computer code placed on your
hard drive. Websites use this to keep you 'logged in', to keep track
of search criteria, to monitor use, to password protect use of the site
or use of products sold by the site. Cookies can also be used to obtain
information about your computer configuration or your use of your computer.
Cookies can be used to electronically gather information about you.
Again, it may or may not be personal information, but it is information
and by using this site you are expressly giving permission to use 'cookies'
and to use the information gathered from their use to benefit you. You
also give permission to collect, archive, retrieve, and use any information
collected for product design, product offers to you, and general commercial
solicitation purposes by this site or joint venture partners, affiliates,
and marketing organizations.
HOW INFORMATION MAY BE USED
The use of information as described below may or may not be how information
that is collected is customarily used by this site. While actual use
of any information collected may be used quite conservatively, you must
assume that it is not. You must assume that information collected is
shared with other persons or entities for commercial purposes. While
this is uncommon in practice, you must assume that it is as you make
your decision whether or not to view or interact with this website.
This type of shared information may include your name, address, phone
number, email address and buying habits, as well as other information.
This information may be used for general commercial solicitation by
this website or other persons it is sold to, rented to, or shared with.
INFORMATION THAT IS NOT SHARED
Credit card information or other financial information is not usually
known to the website. However, in the event that it is made known, that
information is never revealed to anyone except to processing authorities
or law enforcement agencies. However, the provider of such information
gives express permission to use it in fraud investigation or for litigation.
BULLETIN BOARDS AND PUBLIC FORUMS
Visitors, subscribers, members, or customers who use any site provided
bulletin boards or other public forums, such as chat rooms, do so at
their own risk. You may not assume that the site monitors these services
or protects you in any manner from information you post publicly or
share with anyone else via these services.
SPAM
By providing to this website information that forms the basis of
communication with you, such as an email address, you waive all rights
to file complaints concerning unsolicited email or spam from this website
since, by providing such information, you agree to receive communication
from us or other marketing organizations. However, all email communication
with you shall contain an 'unsubscribe' link where you may notify the
website that you no longer wish to receive solicitations or information
from the website and your name will be removed from the general solicitation
database.
DATA SECURITY
This website takes measures to protect its data that contains information
related to you. However, as a consideration for viewing this site or
interacting with this site in any manner, you waive all claims of any
nature against this site concerning the loss, alteration, or misuse
of information. You must assume that it is possible for your personal
data to be obtained by others, such as "hackers," and used in an inappropriate
manner that may cause you harm and that you agree that the site is not
responsible for damages to you.
QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS
You may direct questions, comments or reports to:
contact@creditreportshub.com
REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE
This Privacy Policy is dynamic. It will continually change. You may
not assume that it remains the same and you agree to check the policy
each time you visit the site for changes. Unless, in the sole opinion
of the website, this policy changes so drastically as to suggest a posted
notification on the site or via email, you will receive no notification
of changes to this Privacy Policy nor, under any circumstances, does
this site promise notification. Your continued use of this site always
evidences your acceptance of the terms this Privacy Policy or any modifications.
LATEST UPDATE
This Privacy Policy was last updated on: June 17, 2007
COPYRIGHT
This Privacy Policy is used under license. The copyright is owned by Mining Gold Corporation and Nevada Processing Center, Inc.
DISPUTES
As part of the consideration that the Website requires of the Visitor
to view, use, or interact with this site, Visitor agrees to use binding
arbitration for any claim, dispute, or controversy ("CLAIM") of any
kind (whether in contract, tort or otherwise) arising out of or relating
to this purchase, this product, including solicitation issues, privacy
issues, and terms of use issues.
Arbitration shall be conducted pursuant to the rules of the American
Arbitration Association, which are in effect on the date a dispute is
submitted to the American Arbitration Association. Information about
the American Arbitration Association, its rules, and its forms are available
from the American Arbitration Association, 335 Madison Avenue, Floor
10, New York, New York, 10017-4605. Hearing will take place in the city
or county of the Seller.
In no case shall the Visitor have the right to go to court or have
a jury trial. Visitor will not have the right to engage in pre-trial
discovery except as provided in the rules; you will not have the right
to participate as a representative or member of any class of claimants
pertaining to any claim subject to arbitration; the arbitrator's decision
will final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any
and all costs associated with the dispute arbitration, including attorney
fees, collection fees, investigation fees, travel expenses.
JURISDICTION AND VENUE
If any matter concerning this purchase shall be brought before a
court of law, pre- or post-arbitration, Visitor agrees to that the sole
and proper jurisdiction to be the state and city declared in the contact
information of the web owner unless otherwise here specified. The City and County of San Francisco, CA. In the event that
litigation is in a federal court, the proper court shall be the closest
federal court to the Seller's address.
APPLICABLE LAW
Visitor agrees that the applicable law to be applied shall, in all cases, be that of the state of the Website owner(s).
COPYRIGHT AND LICENSE
This "Privacy Policy" is copyrighted © 2003-2007 by Mining Gold Corporation
and and Nevada Processing Center, Inc (888) 214-3349, and is fully licensed
for use by this website. If you wish to lawfully use this Terms of Use
on your website, contact
support@internetlawcompliance.com
for licensing information or this website.
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